The Sales Finance Representative is primarily responsible for making prudent credit decisions within its established approval/exception guidelines in compliance with all state and federal regulations, and in adherence to all C&F practices, policies and procedures.
Two years underwriting or related industry experience which consists of sales, credit, funding or collections. Experience and a level of proficiency with Microsoft Office preferred. Proficient computer skills and typing skills.
Excellent communication, interpersonal, organizational, math, and PC skills are required. Strong rapport-building, decision-making, and problem-solving skills are essential. Must possess a strong attention to detail. Highly motivated. Excellent phone sales skills. Proficient oral and written communications skills. Excellent analytical, problem solving and organizational skills.
Able to communicate effectively with people at all levels. Must be an excellent listener and have the ability to use sound, independent judgment while interacting with a diverse group of constituents. Able to work independently. Able to deal with ambiguous situations and issues that arise on during the underwriting process. Able to evaluate and make consistent, quality credit decisions that produce acceptable ratios and returns for the company. Able to develop and maintain productive dealer relationships. Able to require minimal assistance with underwriting, phone marketing and funding responsibilities.
Bachelor’s degree or equivalent is preferred. A combination of experience and education will be considered.
Employee may experience the following physical demands for extended periods of time: view computer monitor, keyboarding, talking on the phone calls, sitting, motion fingers/hands/wrists and standing/walking.
Equal Employment Opportunity Statement
C&F Finance Company is committed to providing equal employment opportunity to all qualified persons and reaffirms in policy and practice that it shall not discriminate against applicants or employees because of race, color, religion, gender, age (over 40), disability, genetic information, veteran status (disabled veterans, recently separated veterans, active duty wartime or campaign badge veterans, Armed Forces service medal veterans, and Vietnam era veterans), national origin, or any other consideration protected by applicable federal, state, or local law. This applies to all areas of employment, including promotion, transfer, layoff, termination, compensation, benefits, recruitment advertising, recruitment, and selection for training. EOE/M/F/Disability/Veterans